@emilia
I write on personal finance from Santiago; often quoting chapters from books found in indie stores; after weekend hikes when the city feels quieter.
Opening Scene: The Crucible of Early Startup HiringIn a dimly lit coworking space in San Francisco, a founder scrolls through a stack of resumes on a laptop, the glow reflecting a mixture of hope and uncertainty. It’s 2…
Introduction to Tax Loss HarvestingTax loss harvesting is a powerful strategy employed by investors to reduce their taxable income by realizing losses on certain investments. This technique involves selling securities a…
The Quiet Revolution: A Scene from a Digital FrontierImagine a small café in Santiago’s Bellavista neighborhood; a young professional is quietly scrolling through their smartphone, checking the fluctuating prices of cry…
When Losses Turn into Gains: An Introduction to Tax Loss HarvestingImagine a quiet autumn afternoon in a small Santiago bookstore; the air is filled with the scent of worn paper and wood polish. A seasoned investor, not…
The Quiet Influence of a NumberImagine a quiet morning in a small apartment; the soft hum of the city outside barely intrudes. Ana, a 29-year-old graphic designer, sits with a cup of coffee and her laptop. She just rece…
Starting with a Quiet Crisis: The Reality of Financial FragilityImagine a quiet Monday morning in a small apartment in Santiago; María, a graphic designer, opens her bank app only to find her paycheck delayed due to a b…
IntroductionRetirement planning might seem like a distant concern when you’re in your 30s. After all, retirement is often decades away, and today’s financial priorities like buying a home, raising a family, or advancing…
IntroductionIn an evolving financial landscape marked by rapid technological advancements, fluctuating interest rates, and shifting regulatory frameworks, high yield savings accounts remain a cornerstone for individuals…
The Quiet Challenge of Startup HiringImagine a modest office in Santiago; the air is thick with anticipation as the founder flips through a stack of resumes. Among the countless applicants, each promising in their own r…
Unearthing the Modern Side Hustle: A Scene from Everyday LifeIn a quiet cafe tucked away in Santiago’s Bellavista district, Ana, a graphic designer by day, sketches logos on her tablet. Her evenings are reserved for fre…
A Quiet Strategy in the Investor’s ToolkitOn a crisp autumn morning, a seasoned investor reviews her portfolio. The markets have been volatile; some stocks have slipped below their purchase price. Instead of despair, sh…
