What to Document After Hail Damage Before Filing an Insurance Claim
Wait until the storm has passed and the area is safe before documenting anything. Do not climb onto a damaged roof, walk on shingles, or use a ladder to get a closer photo; wet surfaces, loose materials, downed wires, and hidden structural damage can turn a quick inspection into an injury. Begin with wide photos from the ground that show each side of the home, then take closer photos of damage you can reach safely. Record the date and approximate time, the storm conditions you observed, and anything that could explain why some areas were inaccessible. If there is an active electrical, gas, fire, or structural hazard, contact the appropriate emergency or utility service first. Your first record does not need to be perfect — it needs to be safe, clear, and tied to the property.
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